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Finance and admin

Which AI agent for bookkeeping?

Short answer: Wave, QuickBooks Online or FreshBooks. Wave is our first pick: best free option.

Here are the AI tools and agents we’d look at first if you want to keep your books up to date, with a simple setup recipe. This recipe is based on vendor documentation and common practice; hands-on testing is in progress.

Our picks

Wave
Best free option
Starter: $0 · Pro: $19/mo or $190/yr
Details
QuickBooks Online
Best if your accountant uses it
See site for current pricing
Details
FreshBooks
Best for freelancers
Lite: $23/mo regular price · Plus: $43/mo regular price
Details

How to set it up

  1. Connect your business bank account and card.
  2. Snap receipts as you go.
  3. Review and categorize transactions weekly.
  4. Share access with your accountant at tax time.

Watch out for

AI categorization makes mistakes; review before filing taxes.

Last reviewed Nov 2026. Pricing comes from each vendor's official page; confirm before you buy.

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